One person.
The whole picture.

Your search. My experience.

You may already know the area, the style of home and even the exact listing you want. Bring it to me. I add a second set of eyes, recent sales to compare, a look at the costs and a plan for the offer.

Still looking? I help with the search, too. Finding a home yourself is not a condition of the rebate.

Know the payment before you fall in love.

Two homes at the same price can have very different payments. I look at taxes, insurance, HOA fees and your mortgage together, so we shop for homes that fit your comfort zone.

Bring less cash to closing.

If the seller pays our brokerage commission but offers no separate closing-cost credit, my eligible rebate can still reduce what you need to bring. Need more help? We can compare lender credits, too. Those are separate from my rebate and may mean a higher rate, payment and total interest cost.

You find the home. I help you buy it well.

I compare recent sales, look at the home's costs and help you negotiate the price and terms. A lower price or help with closing costs? I show you what each means for your payment and cash at closing, so you can choose with confidence.

One person to call

I am your real estate broker and mortgage broker. You do not have to explain an offer to one person and pass the loan details back to another. I connect those decisions and guide you through the next step.

I bring 25+ years in the housing industry, direct access to the owner and a clear view of both sides. Inspections, title work and lender approval still involve other professionals. I help coordinate those pieces.

Explore pricing before we talk

My mortgage website lets you change the home price, down payment and credit score to see estimated rates. You can explore pricing without giving your name or phone number. These are estimates, not a rate lock or loan approval.

I compare options from wholesale lenders. The right fit depends on your property, loan needs and full financial picture.

Compare the full offer

The benefit is simple: one broker guiding both services, plus a commission rebate toward closing costs. The rebate normally applies when you use both services, with exceptions when we cannot arrange financing or cannot match a qualifying competing offer.

• Compare like with like. Use the same loan amount, loan type and term. Check the rate, APR, lender fees and any points or credits. APR includes interest and certain loan costs.
• Look at today and later. Compare the cash you need at closing, the monthly payment and the cost over the time you expect to keep the loan.
• Keep the credits separate. My real estate rebate comes from my commission. A lender credit is a separate pricing option and may mean a higher rate, payment and total interest cost.
• Choose what fits. If another loan works better for you, you can use me for real estate alone. You keep the same personal service. Your eligible rebate also remains if you qualify for a financing exception; otherwise the bundle rebate does not apply.

Have another offer? Bring a complete Loan Estimate showing an unexpired rate lock covering closing. We compare the same rate at an equal or lower adjusted origination charge: Section A origination charges minus Section J lender credits. Read the comparison requirements and exceptions.

I own both businesses and may earn compensation from each. You are free to choose your providers.